Atlas - Rewards Credit Card 2.9.31

Atlas - Rewards Credit Card 2.9.31

Exto Inc. – Freeware – Android iOS
out of 27738 votes
Latest Version
2.9.31
Safe to install

Atlas Rewards Credit Card: Maximize Your Spending Power

Peter Salakani

The Atlas Rewards Credit Card by Exto Inc. offers an attractive rewards program that makes it easy to earn points on everyday purchases, although its fees and interest rates can be a drawback for some users.
2025 Editor's Rating
EXCELLENT User Rating

Atlas is a rewards credit card that boasts a significantly higher approval rate compared to traditional credit cards. It aims to provide easy accessibility, even to those without an established credit history.

  • Easy and Accessible: With approval rates five times higher than traditional credit cards, you can get approved instantly without having to leave the app.
  • Grows with You: By connecting with over 10,000 banks, Atlas determines a safe spending limit that allows for easy repayment without accumulating a balance. The card's 0% APR ensures that you never have to pay interest. Plus, as you continue using the card, your spending limits can increase.
  • Saves You Money: Atlas automatically saves you up to 10% at over 50,000 locations of your favorite places, including Starbucks, Nike, DoorDash, Shake Shack, Burger King, and more. They are constantly adding new national and local savings opportunities.
  • Builds Your Credit: With daily transactions, you can start building your credit. The built-in auto-pay feature ensures that you never miss a payment. You can also track your credit score within the app and watch it progress on auto-pilot. Additionally, Atlas reports to all three major credit bureaus - Equifax, Experian, and Transunion.
  • Safe and Secure: Atlas allows you to block your card anytime to prevent any suspicious transactions. Moreover, it offers complete fraud protection that only credit cards provide. With industry-leading security practices in place, Atlas collaborates with Patriot Bank and Mastercard to ensure a secure experience.
  • No Hidden Fees: The pricing structure for Atlas is simple and transparent. There is a monthly fee of $8.99 with no additional hidden or surprise charges.

Note: Atlas is not a bank. The Atlas card is issued by Patriot Bank under a Mastercard license. It can be used wherever Mastercard credit cards are accepted. Rewards and credit services are offered and managed by Atlas. Improvement in credit scores depends on consistent on-time payment behavior and is not guaranteed. Keep in mind that credit scores are influenced by various factors, including the usage of an Atlas card.

Overview

Atlas - Rewards Credit Card is a Freeware software in the category Business developed by Exto Inc..

The latest version of Atlas - Rewards Credit Card is 2.9.31, released on 07/03/2024. It was initially added to our database on 09/27/2023.

Atlas - Rewards Credit Card runs on the following operating systems: Android/iOS.

Users of Atlas - Rewards Credit Card gave it a rating of 5 out of 5 stars.

Pros

  • Offers cashback on purchases which can enhance savings over time.
  • No annual fee, making it accessible for users who want rewards without added costs.
  • Extensive rewards program that includes bonus categories for spending categories like groceries and gas.
  • User-friendly mobile app that allows tracking of rewards and spending.
  • Flexible redemption options for rewards including cash, travel, and gift cards.

Cons

  • High APR rates if balances are not paid off each month, which can negate cashback benefits.
  • Limited acceptance in some locations compared to major credit card networks.
  • Not all purchases earn the same rewards rate, which can be confusing for users who seek uniform benefits.
  • May require a good credit score for approval, limiting accessibility for those with lower scores.
  • Customer service reviews can be mixed, leading to potential frustration when dealing with issues.

FAQ

What is the Atlas Rewards Credit Card?

The Atlas Rewards Credit Card is a credit card offered by Exto Inc. that allows users to earn rewards on their purchases, including cash back, points, or travel perks.

How do I earn rewards with the Atlas Rewards Credit Card?

You can earn rewards by making purchases with the card. The amount of rewards earned can vary based on the type of purchase and current promotional offers.

Are there any annual fees for the Atlas Rewards Credit Card?

The Atlas Rewards Credit Card may have an annual fee, depending on the card type you select. It's advisable to check the terms and conditions for specific details.

What are the typical redemption options for rewards?

Rewards can typically be redeemed for cash back, gift cards, travel, merchandise, or statement credits.

Is there an introductory bonus for new cardholders?

Many credit cards offer an introductory bonus for new customers who meet spending requirements within a specified time after account opening. Check the promotional details for specifics.

What is the interest rate on the Atlas Rewards Credit Card?

Interest rates (APR) may vary based on creditworthiness and current market rates. Refer to your card agreement for precise rates.

Does the Atlas Rewards Credit Card offer any travel benefits?

Yes, the Atlas Rewards Credit Card may offer various travel benefits such as travel insurance, fraud protection, and access to exclusive travel deals.

Can I manage my account online?

Yes, cardholders can typically manage their accounts online through Exto Inc.'s website or mobile app, allowing access to statements, transactions, and payments.

What should I do if my credit card is lost or stolen?

If your credit card is lost or stolen, contact Exto Inc. immediately to report it and request a replacement. They have procedures in place to protect your account.

How can I contact customer service for help with my Atlas Rewards Credit Card?

Customer service can be contacted through the phone number provided on the back of your card or via Exto Inc.'s website for assistance with your account.


Peter Salakani

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

Latest Reviews by Peter Salakani

Screenshots (Click to view larger)

Related


AKKO

AKKO: Revolutionizing Your Workflow with Smart Automation

Atlas Earth

Explore a Virtual World with Atlas Earth

Bright - AI Debt Manager

Experience greater control over your debts with the Bright App. With its user-friendly interface and intelligent features, it offers a practical solution for consolidating multiple debts into a manageable Credit Line.

Cancel Subscriptions

Are you tired of managing multiple subscriptions, from magazines to streaming services? Let Chargeback simplify the process and help you regain control over your subscriptions.

cred.ai

Revolutionize Your Financial Journey with cred.ai

Fidelity Bloom®: Save & Spend

Fidelity Bloom®: Smart Saving Meets Everyday Spending
Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

SteelSeries GG SteelSeries GG
Enhance Your Gaming Experience with SteelSeries GG!
W Wavesfactory Trackspacer
Elevate Your Mixes with Precise Frequency Balancing
ToDesk ToDesk
Effortless Remote Desktop Management with ToDesk!
OST LA OST LA
Unearth the Art of Sound with OST LA by Mobile
N Native Instruments
Elevate Your Music Production with Native Instruments
LetsVPN LetsVPN
Stay secure and anonymous online with LetsVPN!
UpdateStar Premium Edition UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
Microsoft Edge Microsoft Edge
A New Standard in Web Browsing
Google Chrome Google Chrome
Fast and Versatile Web Browser
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!

Latest Updates


AlgART Java Libraries 1.4.25

Powerful Mathematical Tools at Your Fingertips with AlgART Java Libraries

User Profile Wizard 24.8.1296

User Profile Wizard is an application with which you can quickly and easily transfer user accounts between computers running the Windows operating system.

GeoGebra 6.0.8790

Powerful Math Software for Education and Exploration

Backup4all 9.9.979

Protect Your Data with Backup4all!

FBackup 9.9.979

Reliable Backup Solution for Personal and Small Business Use

Handy Backup 8.6.3.26

Reliable Backup Solution for Data Security